Instantly connect to banks across Europe to get your innovations to market faster
Whether you are building a FinTech or accounting app, E-commerce business, ERP software, or managing a subscription service of any kind, Open Payments connects you to banks in Europe through one single unified API – the Open Payments Platform.
Our open banking platform explained
Open Payment Platform
European laws are changing to level the playing field with PSD2 regulation, aimed at making Open Banking a reality. With our PSD2-compliant platform, we are on a mission to help you to build the very best products & services.
Build Personalised
We make it easy so that you can focus on building smart personalised products & services
Protect your customer data
As an authorised payment institute the platform is safe for you and your customers data
Get to Market Faster
One single PSD2 native API enables you to instantly gain access to banks across Europe
Own your customer journey & brand
Grow your unique brand and customer loyalty with Open Payments with label SDK
A Platform for building the next generation of products
We connect you to banks across Europe to get account information (AIS) & payment initiation (PIS), so that you can focus on building the very best products & services for your customers.
Payment Initiation – PIS
Connect to our unified API platform to allow your customers to securely make account-to-account payments in Europe from your app or website in real time.
Account Information – AIS
Connect to our unified API platform to securely access your customers accounts, transaction data, and balance from banks across Europe.
Open Banking is Leveling the playing field
PSD2 is the EU Open Banking regulation that requires all banks to open their data to third party apps via an API. Open Banking has the potential to level the playing field between banks and non-bank players and to offer customers more services, more choice & more control over their data.
Designed for Open Banking
Open Payments Platform is built from the ground up using the PSD2 Directive as a guide. Developed with the latest technology, i.e. open & standardised APIs, our platform is safer, more flexible, and more cost-effective for our customers and their end users.
One API
With the Open Payments Platform, developers can save time and money by integrating to only one API that will instantly connect them to banks across Europe.
Developer-friendly
We provide developers with the tools to build data aggregation & to initiate bank- to-bank payments, which can significantly reduce costs for both third party app developers and their customers.
Platform for Innovation
The Open Payments Platform is an open digital platform designed for developers to easily and dynamically exchange ideas, as well as to collaborate, develop, and monetize new digital products for customers.
Get started right away
Join Fintech startups, online lenders,
personal finance apps, and accounting software using Open Payments.