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We are on a mission to help your business build the very best financial products and services.
Easily update your payment flow for invoicing, payouts, and bank payments without middlemen or unnecessary transaction fees.
Get real-time cash flow visibility, streamline account reconciliation and manage invoice payments.
Cost-effective and as simple as domestic payments. With real-time exchange rates and same-day settlements.
Allow payments in your UI, fully white labeled and in your control. Single, Batch, FX and invoice payments, suitable for your purpose.
Stay up to date with your payments and receive instant data for your reporting.
Use for single, batch or recurring payments. Connect to our API or send us your existing ISO/XML-files as they are. We adapt to your flow.
We are licensed by the Swedish FSA. We monitor & regulate all transactions and keep AML & KYC into shape, so you donʼt have to.
The hurdle of implementing Open Banking into your product is eliminated - Meet FilePay by Open Payments, a new product that combines the power of Open Banking with the flexibility of traditional file management.
We take your existing payment files and convert them into payment API-calls. We manage all your ISO, XML and many other payment related files.
Digital invoices are more than just efficient distribution. Open up to automatic accounting, instant follow-ups and analysis.
We simplify direct payments. Initiate transfers to Bankgirot, SEPA, or domestic accounts on the same day or future dates.
Send a digital request that the payer receives on any device, and in any channel - in-store, e-commerce or for B2B-purposes for improved payment ratio. Easily distributed and easily paid.
Set up monthly recurring payments for subscriptions, savings or installments, directly from your customers' bank account.
Process easily thousands of payments in one single signing. Purposed for efficient supplier payments or salary payments.
We know you process payments in batches already. Access easy, integrated batch payments in a perfect customer journey with the use of Open Banking and files in combination.
No bank is alike. Our APIs presents solutions to all banks' dissimilarities and gives you the comfort of keeping your processes together. This gives you not only clean development but also keeps you safe for the future.
Provide your customers with a seamless connection to their bank account, in order to get real-time cash flow visibility, streamlined account reconciliations and manage invoice payments.
By using Open Banking, accountancy services can access customer’s financial data in real time directly from their corporate bank account. Data is verified and you can always trust it’s accurate and up to date.
Access all accounts in one request. By leveraging Open Banking, you can let customers see all of their businesses accounts across multiple banks – all in one place and always up to date.
Simplify onboarding flows with account verification in seconds instead of days. Get the full picture and receive verified data for the KYC & AML process.
We are licensed by the Swedish FSA. We monitor & regulate all transactions and keep AML & KYC into shape, so you donʼt have to.
Stay up to date with your reporting and receive instant access to all your transactional data in any account. Keep track of payment statuses - Our API gives you total control over the payment flow.
Curious about how to replace your traditional invoicing? Digital sales means digital payments.
When fetching data with our API, you can be sure to recieve the correct data from the correct source.
We cover any private account for both historical and future transactions with the consent of the account holder.
When your client gives you access to fetch data for your purpose, you receive historical data and also access for the future.
Whatever data you are looking for, our API uniforms and harmonizes the data to your simplicity.
As a stateless service, we never store any credentials or account data. We facilitate a secure login – you control the data.
This solution eliminates the middlemen, allowing businesses to enjoy more favorable exchange rates and significantly lower costs.
Access to real-time exchange rates allows for immediate bookkeeping, streamlining operations and improving financial management, which in turn accelerates business decision-making processes.
Payments are processed instantly, a stark contrast to current standard processing times. This speed ensures liquidity and improves cash flow management for businesses.
As the solution is embedded into the ERP and accounting systems the businesses use, there is no need for additional add-ons or plugins.
Benefit from the new opportunities arising from Open Banking. Reduce your processes for payments and speed up your business. Select your industry and see what services we offer you.
The simplest solution to the simplest way of transferring money - from account to account. At the lowest cost. Ever.
The A2A payment takes less than 20 seconds to perform for the end-user.
Setup scheduled recurring payments for subscriptions, savings or installments directly from your customers bank account.
No need for bank agreements or expensive bank solutions.
Process easily thousands of payments in one single signing without direct bank integrations.
Efficient for supplier payments and salary payouts.
Make your pre-paid or top-ups solutions easier than ever. International top-ups in any currency with low FX-rates and minimal fees.
Easily adapt to the benefits of Open Banking from your existing platforrm. The shortcut is to simply put your files into our converter. Reduce costs without any development.
Made for single payments.
Using your existing ISO- or XML-integrations for Open Banking purposes is now a reality.
Any file can be converted and used for salary payments, supplier payments and many more use cases.
Made for batch payments.
Provide your customer with our scheduled payment feature for payments made with future dates. The payment is booked instantly. Necessary for invoicing purposes.
We provide solutions for high-value transactions above €15.000 with built in monitoring solutions. All transactions are supported with extended KYC solutions.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
It’s time to rethink scoring. Open Banking makes scoring more powerful and gives more opportunities. Access real time transaction data and make your decisions more accurate.
Find out the financials of your customer as you onboard them. Remove manual handling or long bank processes. Fetch the required data easily via the API.
Make efficient payouts to the correct account in single or batches. Every payout is verified to the correct account holder and is instantly made via our API.
Automatically configure recurring payment plans for your customers. Set up new payment plans on request and let your payment ratio improve.
To support the KYC and AML process we verify any bank account. Account verification is performed in one signing.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
Balance statements are easily fetched and presented. Transactions lists allows for automatic accounting and cash flow analysis.
Digital invoicing for cost-efficient and UX-friendly payments are now easily available. Distribute in omnichannel and reduce layers of administration and costs.
Relief Power of atterneys and costs of Salary Payments - we serve it through the API or via your standard file-process as you do it today. Benefit the Open Banking advantages either way.
Create digital consumer invoices on link, QR-code or even in-store.
Create invoices, track and follow your liquidity live of ongoing performance.
Full reconciliation of tax accounts makes automatic payments for Tax, VAT and other authorities reliable.
As always, fully seamless and integrated in your UI.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
Live feed your FX-accounts as easily as any other account. Any Treasury management system can be accessed with account updates for all FX transactions and projected to your liquidity modules.
Access and stream your FX-account events to your dashboard, for automatic warnings or any other actions.
Visualize your cash allocation needs and build automatic processes for warnings or regulatory needs.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
Live feed your FX-accounts as easily as any other account. Any Treasury management system can be accessed with account updates for all FX transactions and projected to your liquidity modules.
Access and stream your FX-account events to your dashboard, for automatic warnings or any other actions.
Visualize your cash allocation needs and build automatic processes for warnings or regulatory needs.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
Live feed your FX-accounts as easily as any other account. Any Treasury management system can be accessed with account updates for all FX transactions and projected to your liquidity modules.
Access and stream your FX-account events to your dashboard, for automatic warnings or any other actions.
Visualize your cash allocation needs and build automatic processes for warnings or regulatory needs.
Improve your customer journey with a seamless onboarding that takes seconds. Retrieve bank account details automatically and confirm the account owner with a few clicks.
Live feed your FX-accounts as easily as any other account. Any Treasury management system can be accessed with account updates for all FX transactions and projected to your liquidity modules.
Access and stream your FX-account events to your dashboard, for automatic warnings or any other actions.
Visualize your cash allocation needs and build automatic processes for warnings or regulatory needs.
To maximize the benefit and minimize the effort of Open Banking solutions we have established our way of working with larger projects. We adapt to your customer journey and wants to excel with you.
For a proper project, we set the same goals as you have. We have the means and the know-how to implement Open Banking where you make the most of it.
Different sectors requires different knowledges and a lot of creativity. We don’t leave you without the importance of the process functionality.
We fully support your way of working with integrations and suggests the smartest solutions for the final results, hand-in-hand.
The first step of the development will be carefully selected to make the rest as easy as the first step. The roll out of new features will be supervised and supported by us.
We have sorted out how to implement Open Banking in your business. Fetch financial data or initiate payments with one API. Remove file integrations, reduce costs and build it in your flow.
One single authorization to complete your payment.
Create a streamlined flow for supplier invoices.
Connect your platform to any bank seamlessly.
Skip intermediaries and own your user interface.
Skip intermediaries and own your user interface.
No inaccurate bank details or unsafe data.
Access both private and corporate accounts.
Replace your ISO-files with less integration and more flexibility.
Say goodbye to manual filling forms and paperwork.
Open payments Europe AB is a Payment Institute under the supervision of the Swedish Financial Supervisory Authority. Copyright © 2019 Open Payments Europe AB. Cookies
