Use Cases

We enable all these companies to securely access bank data and to process bank-to-bank payments in real time. Here are a few examples of how developers are using the Open Payments Platform to give their customers – whether individuals or businesses a better experience.

Improved Checkout

Improved Checkout

Whether you are a Payment Service Provider (PSP) or you have your own checkout flow, our bank-to-bank payments feature simplifies the customer journey. There is no need for any PCI certification.

Easier Recurring payments

Easier Recurring payments

With bank-to-bank payments, subscription services are easier to manage. No need to worry about cards expiring or getting lost. Lower transaction fees compared to other payment methods is also a bonus!

Smoother Financial

Smoother Financial

Services Easy and secure bank-to-bank transfers are great for apps and websites that handle money transfers, loans, and remittances. ERP vendors can now offer Liquidity Planning and Cash Management directly from inside their systems. Lending firms can instantly transfer funds, and Enterprise Payment Platforms can expand their services.

Join Fintech startups, online lenders, personal finance apps, and accounting software using Open Payments.